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    <loc>https://www.usmodcap.com/latest-news/us-modular-capital-hires-head-of-credit-and-underwriting</loc>
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    <lastmod>2023-07-18</lastmod>
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    <loc>https://www.usmodcap.com/team</loc>
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    <lastmod>2023-12-14</lastmod>
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      <image:title>Team - Chief Executive Officer and Founder</image:title>
      <image:caption>Zeeshan (Zee) Mirza Backed by 30+ years of private equity and operations experience, Zee founded US Modular Capital to bring flexible, financing solutions to the volumetric construction industry. Zee has held numerous leadership roles including CEO, Chief Transformation and Board Member at private equity-owned companies managing portfolios in business and consumer services, technology, retail, and healthcare.  Zee earned an MBA from MIT Sloan School of Management in Cambridge, Massachusetts—an institute focused on invention to help solve for tomorrow’s important challenges. Before MIT, Zee graduated with a Bachelor of Arts in Economics and Religious Studies from Rice University in Houston, Texas. Email LinkedIn</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6391451616a6f34d28a924ca/70b271e4-e7ef-4f0e-abb9-cb300bd04617/usmc-profile_jan-sparks.png</image:loc>
      <image:title>Team - Chief Credit Officer &amp; Head of Underwriting</image:title>
      <image:caption>Jan Sparks As Chief Credit Officer and Head of Underwriting at US Modular Capital, Jan leads funding initiatives to structure a wide range of modular construction loans. She specializes in real estate private equity, structured finance, dispositions, commercial mortgage-backed security (CMBS), and financial analysis. Jan brings 30+ years of experience as a commercial real estate executive managing structured finance platforms, complex loans, originating, underwriting, conducting due diligence, and risk management including all phases of project management and transaction management. Jan is a certified public accountant and a certified fraud examiner. She earned a Bachelor of Business Administration focused on accounting from Texas Tech University. Email LinkedIn</image:caption>
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      <image:title>Team - Chief Revenue Officer</image:title>
      <image:caption>Etai Timna As Chief Revenue Officer to US Modular Capital, Etai brings over a decade of hands-on leadership experience in the construction and modular industry. He holds significant expertise in managing and delivering volumetric modular construction projects and has established a vast network of trusted manufacturing partners. Before US Modular Capital, Etai held executive roles at top modular building companies advising on projects for many of the largest developers and general contractors in the country. Etai earned a Master of Architecture from University of Miami and a Bachelor of Science from Tulane University. Email LinkedIn</image:caption>
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      <image:title>Team - Chief Financial Officer &amp; Head of Capital Markets</image:title>
      <image:caption>Rezwan (Rez) Mirza Rezwan is a proven finance executive with a track record of success in fundraising, mergers and acquisitions, finance, management, and operations. He brings to US Modular Capital extensive funding expertise, raising over $100 billion from capital markets. With strong leadership and lending experience—including managing a $35 billion corporate credit portfolio—Rez served at the world’s top financial institutions including Barclays, UBS, and Ernst &amp; Young among others. Rez held roles as EVP of Mergers and Acquisitions, CFO, Managing Partner, and Executive Director of Investment Banking. Rez is a certified public accountant and holds an MBA from University of Chicago and a Master of Accounting from Rice University. Prior, Rez graduated with a Bachelor of Arts from Rice University. Email LinkedIn</image:caption>
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      <image:title>Team - Ulrich Brechbuhl</image:title>
      <image:caption>Ulrich is a successful business executive and senior government official with over 30 years of leadership experience. He holds a proven track record for creating significant value in multiple industries and organizations. As a multi-time C-suite executive and board member of private equity and publicly owned companies, Ulrich has led over ten businesses focused on healthcare, financial services, aerospace, and defense. Ulrich served as Counselor of the United States Department of State and Acting Under Secretary for Public Diplomacy. He was also an advisory board member of multiple industrial businesses both domestic and international. Prior, Ulrich founded and served as CFO of Thayer Aerospace. Ulrich holds an MBA from Harvard Business School and a Bachelor of Science from the United States Military Academy.</image:caption>
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      <image:title>Team - Mark Skender</image:title>
      <image:caption>Mark is an experienced real estate leader with a unique combination of success in entrepreneurship, company growth, industry disruption, and non-profit organization transformation. He co-founded and grew Skender Construction, a leading Chicago-based general contractor from annual revenues of $800k into an innovative, industry-leading brand at $420m. Mark created an industry disruptive vision of vertically integrating volumetric modular design, engineering, manufacturing, and construction resulting in generating a pipeline of 30+ projects totaling ~$300m. In addition to his success, Mark has advised multiple organizations including McKinsey &amp; Company, Hostelling International (USA), and Frances Xavier Warde School Chicago. He was also an adjunct professor of construction management at Northwestern University’s Master of Project Management. Mark holds an MBA from Kellogg School of Management, Northwestern University as well as a Bachelor of Science from University of Wisconsin-Madison.</image:caption>
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    <lastmod>2025-03-05</lastmod>
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    <loc>https://www.usmodcap.com/about-us-modular-capital</loc>
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    <lastmod>2024-10-14</lastmod>
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      <image:title>What We Do</image:title>
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    <loc>https://www.usmodcap.com/home</loc>
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    <lastmod>2025-02-27</lastmod>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.usmodcap.com/why-modular</loc>
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    <priority>0.75</priority>
    <lastmod>2022-12-24</lastmod>
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      <image:title>Why Modular</image:title>
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      <image:title>Why Modular</image:title>
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      <image:title>Why Modular</image:title>
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      <image:title>Why Modular</image:title>
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      <image:title>Why Modular</image:title>
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      <image:title>Why Modular</image:title>
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  </url>
  <url>
    <loc>https://www.usmodcap.com/financing-solutions</loc>
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    <priority>0.75</priority>
    <lastmod>2023-09-13</lastmod>
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      <image:title>Construction Financing - Construction Loans for Experienced Developers</image:title>
      <image:caption>We provide short-term financing until modular construction is completed and traditional commercial mortgage financing becomes available.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6391451616a6f34d28a924ca/65d84bc7-2de6-467a-86bc-40e1ba7f4b61/us-mod-cap-discussing-a-project.jpg</image:loc>
      <image:title>Construction Financing - When Banks Aren’t Able to Help, US Modular Capital Can</image:title>
      <image:caption>US Modular Capital was created to fill the financing gap in nearly every modular project. We provide the financial resources needed to pay the manufacturer from notice to proceed until certificate of occupancy. US Modular Capital will then help you get your project to the finish line.</image:caption>
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      <image:title>Construction Financing</image:title>
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      <image:title>Construction Financing</image:title>
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      <image:title>Construction Financing</image:title>
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      <image:title>Construction Financing</image:title>
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    <lastmod>2023-03-21</lastmod>
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    <loc>https://www.usmodcap.com/news</loc>
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    <lastmod>2024-02-28</lastmod>
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      <image:caption>US Modular Capital is honored to have been selected as an Ivory Prize Finalist! Follow this link to learn more.</image:caption>
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    <lastmod>2023-09-13</lastmod>
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      <image:title>Construction Advisory &amp; Procurement - Etai Timna</image:title>
      <image:caption>President With over a decade as an executive in the architecture and modular construction industries, Etai Timna is the President of US Modular Consulting. Etai is dedicated to expanding the modular construction sector and working with clients to advance their development projects through use of innovative modular technologies. Before US Modular, Etai held executive roles at top modular building companies advising on projects for many of the largest developers and general contractors in the United States.  Etai leverages his expertise in business development, project management, and volumetric construction to provide flexible and tailored advisory services to developers, contractors, and builders who want to embrace the future of construction. Etai oversees US Modular Consulting's advisory service offerings and collaborates with modular subject matter experts to support clients' ability to scale their success through efficient, on-time, smart and sustainable construction development.  Etai has a long-standing track record of delivering successful modular projects at every stage of development -- including design, construction drawings, building information modeling (BIM), and submittals. Etai holds a Master of Architecture from the University of Miami and a Bachelor of Science from Tulane University.</image:caption>
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      <image:title>Construction Advisory &amp; Procurement - Jim Ginas</image:title>
      <image:caption>As an executive with over 30 years of experience in the modular industry, Jim has deep knowledge of every stage of modular construction and its development lifecycle. Under Jim’s leadership, modular manufacturers have scaled their facility footprints and sales reach across various modular build styles and systems. Before joining US Modular, Jim was the Chief Sales Officer for Sunbelt Modular Manufacturing. There, he led revenue growth to $200m after it merged with Southeast Modular Manufacturing, the modular manufacturers he helped to found. Under Jim’s leadership, Southeast Modular Manufacturing became the premier manufacturer in the Southeast USA. They were known for their ability to use modular construction to tackle the most complicated builds in the region. Today, Jim provides clients first-hand expertise in driving timely, seamless, cost-efficient manufacturing and development for their projects. Jim holds a Bachelor of Science from Bentley College.</image:caption>
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      <image:title>Construction Advisory &amp; Procurement - Mark Skender</image:title>
      <image:caption>Mark is an experienced real estate leader with a unique combination of success in entrepreneurship, company growth, industry disruption, and non-profit organization transformation. He co-founded and grew Skender Construction, a leading Chicago-based general contractor from annual revenues of $800k into an innovative, industry-leading brand at $420m. Mark created an industry disruptive vision of vertically integrating volumetric modular design, engineering, manufacturing, and construction resulting in generating a pipeline of 30+ projects totaling ~$300m. In addition to his success, Mark has advised multiple organizations including McKinsey &amp; Company, Hostelling International (USA), and Frances Xavier Warde School Chicago. He is also an adjunct professor of construction management at Northwestern University’s Master of Project Management. Mark holds an MBA from Kellogg School of Management, Northwestern University as well as a Bachelor of Science from University of Wisconsin-Madison.</image:caption>
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